{"id":6634,"date":"2023-01-10T06:53:42","date_gmt":"2023-01-10T06:53:42","guid":{"rendered":"https:\/\/esraaslanlaw.com\/sigorta-v%c9%99-kompensasiyalar-qanunu\/"},"modified":"2023-01-10T06:53:42","modified_gmt":"2023-01-10T06:53:42","slug":"sigorta-v%c9%99-kompensasiyalar-qanunu","status":"publish","type":"page","link":"https:\/\/esraaslanlaw.com\/az\/sigorta-v%c9%99-kompensasiyalar-qanunu\/","title":{"rendered":"S\u0131\u011forta v\u0259 Kompensasiyalar Qanunu"},"content":{"rendered":"
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Sigorta ve Tazminat Hukuku<\/span><\/span><\/h1><\/header>
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Sigorta hukuku<\/strong>, S\u0131\u011forta \u0259m\u0259liyyatlar\u0131 il\u0259 ba\u011fl\u0131 h\u00fcquqi t\u0259nziml\u0259m\u0259l\u0259ri \u0259hat\u0259 ed\u0259n h\u00fcquq sah\u0259sidir. S\u0131\u011forta h\u00fcququ s\u0131\u011forta m\u00fcqavil\u0259l\u0259ri, anderraytinq, s\u0131\u011forta haqlar\u0131, s\u0131\u011fortal\u0131n\u0131n \u00f6hd\u0259likl\u0259ri v\u0259 s\u0131\u011forta \u015firk\u0259tl\u0259rinin m\u0259suliyy\u0259tl\u0259ri kimi m\u00f6vzular\u0131 \u0259hat\u0259 edir. S\u0131\u011forta h\u00fcququ, s\u0131\u011forta \u0259m\u0259liyyatlar\u0131nda t\u0259tbiq edil\u0259n h\u00fcquqi t\u0259nziml\u0259m\u0259l\u0259rl\u0259 fiziki \u015f\u0259xsl\u0259rin v\u0259 qurumlar\u0131n m\u00fc\u0259yy\u0259n bir \u00f6d\u0259ni\u015f m\u00fcqabilind\u0259 s\u0131\u011forta \u015firk\u0259tl\u0259ri qar\u015f\u0131s\u0131nda m\u00fc\u0259yy\u0259n risk da\u015f\u0131mas\u0131n\u0131 t\u0259min edir. S\u0131\u011forta h\u00fcququ x\u00fcsusi h\u00fcququn bir alt sah\u0259si hesab olunur v\u0259 s\u0131\u011forta \u0259m\u0259liyyatlar\u0131 il\u0259 ba\u011fl\u0131 h\u00fcquqi t\u0259nziml\u0259m\u0259l\u0259rin h\u0259yata ke\u00e7irilm\u0259sini t\u0259min edir.<\/p>\n

Kompensasiya qanunu<\/strong>Dig\u0259r t\u0259r\u0259fd\u0259n, bu, bir \u015f\u0259xsin ba\u015fqas\u0131n\u0131n vurdu\u011fu z\u0259r\u0259rin \u0259v\u0259zini \u00f6d\u0259m\u0259k \u00fc\u00e7\u00fcn t\u0259tbiq olunan h\u00fcquq sah\u0259sidir. T\u0259zminat h\u00fcququ z\u0259r\u0259r\u00e7\u0259kmi\u015f \u015f\u0259xsin d\u0259ymi\u015f ziyan\u0131n\u0131n \u00f6d\u0259nilm\u0259si \u00fc\u00e7\u00fcn edil\u0259n h\u00fcquqi t\u0259dbirl\u0259ri \u0259hat\u0259 edir. Kompensasiya h\u00fcququ x\u00fcsusi h\u00fcququn bir alt qolu hesab olunur v\u0259 z\u0259r\u0259r\u00e7\u0259kmi\u015f \u015f\u0259xsin d\u0259ymi\u015f ziyan\u0131n\u0131n \u00f6d\u0259nilm\u0259si \u00fc\u00e7\u00fcn t\u0259tbiq edil\u0259n h\u00fcquqi t\u0259nziml\u0259m\u0259l\u0259rin h\u0259yata ke\u00e7irilm\u0259sini t\u0259min edir.<\/p>\n

S\u0131\u011forta v\u0259 kompensasiya h\u00fcququ<\/strong> s\u0131\u011forta h\u00fcququ aras\u0131ndak\u0131 \u0259sas f\u0259rq s\u0131\u011forta \u0259m\u0259liyyatlar\u0131 il\u0259 ba\u011fl\u0131 h\u00fcquqi t\u0259nziml\u0259m\u0259l\u0259ri \u0259hat\u0259 edir, kompensasiya qanunu is\u0259 bir \u015f\u0259xsin dig\u0259r \u015f\u0259xs t\u0259r\u0259find\u0259n d\u0259ymi\u015f z\u0259r\u0259rin \u00f6d\u0259nilm\u0259si \u00fc\u00e7\u00fcn t\u0259tbiq olunan h\u00fcquqi t\u0259nziml\u0259m\u0259l\u0259ri \u0259hat\u0259 edir.<\/p>\n

Yol-n\u0259qliyyat hadis\u0259sin\u0259 g\u00f6r\u0259 maddi v\u0259 m\u0259n\u0259vi t\u0259zminat<\/h2>\n

Yol-n\u0259qliyyat hadis\u0259l\u0259ri n\u0259tic\u0259sind\u0259 yaranan maddi v\u0259 m\u0259n\u0259vi t\u0259zminat h\u00fcququ yol-n\u0259qliyyat hadis\u0259l\u0259ri n\u0259tic\u0259sind\u0259 z\u0259r\u0259r \u00e7\u0259kmi\u015f \u015f\u0259xsl\u0259rin h\u00fcquqlar\u0131n\u0131 qoruyur. Maddi kompensasiya h\u00fcququ yol-n\u0259qliyyat hadis\u0259si n\u0259tic\u0259sind\u0259 d\u0259ymi\u015f fiziki z\u0259r\u0259rin v\u0259 maddi itkil\u0259rin \u00f6d\u0259nilm\u0259si \u00fc\u00e7\u00fcn t\u0259tbiq edil\u0259n h\u00fcquqi t\u0259nziml\u0259m\u0259dir. Bu kompensasiya h\u00fcququ z\u0259r\u0259r \u00e7\u0259kmi\u015f \u015f\u0259xsin z\u0259d\u0259l\u0259nm\u0259sin\u0259, \u00f6l\u00fcm\u00fcn\u0259 v\u0259 ya maddi itkisin\u0259 g\u00f6r\u0259 kompensasiyaya \u015famil edilir.<\/p>\n

M\u0259n\u0259vi kompensasiya h\u00fcququ yol-n\u0259qliyyat hadis\u0259si n\u0259tic\u0259sind\u0259 d\u0259ymi\u015f m\u0259n\u0259vi z\u0259r\u0259rin \u00f6d\u0259nilm\u0259si \u00fc\u00e7\u00fcn t\u0259tbiq edil\u0259n h\u00fcquqi t\u0259nziml\u0259m\u0259dir. Bu kompensasiya h\u00fcququ z\u0259r\u0259r\u00e7\u0259kmi\u015f \u015f\u0259xsin yol-n\u0259qliyyat hadis\u0259si n\u0259tic\u0259sind\u0259 d\u0259ymi\u015f psixi narahatl\u0131\u011f\u0131n\u0131n \u00f6d\u0259nilm\u0259sin\u0259 \u015famil edilir. Yol-n\u0259qliyyat hadis\u0259l\u0259ri n\u0259tic\u0259sind\u0259 yaranan maddi v\u0259 m\u0259n\u0259vi t\u0259zminat h\u00fcququ kompensasiya qanunu \u00e7\u0259r\u00e7iv\u0259sind\u0259 qiym\u0259tl\u0259ndirilir v\u0259 z\u0259r\u0259r \u00e7\u0259kmi\u015f \u015f\u0259xsin h\u00fcquqlar\u0131n\u0131 qoruyur.<\/p>\n

\u018fziyy\u0259t\u0259 g\u00f6r\u0259 maddi v\u0259 m\u0259n\u0259vi t\u0259zminat<\/h2>\n

\u0130\u015fg\u0259nc\u0259 n\u0259tic\u0259sind\u0259 d\u0259ymi\u015f maddi v\u0259 m\u0259n\u0259vi z\u0259r\u0259rin \u00f6d\u0259nilm\u0259si h\u00fcququ \u015f\u0259xs\u0259 d\u0259y\u0259n z\u0259r\u0259rin \u00f6d\u0259nilm\u0259si \u00fc\u00e7\u00fcn t\u0259tbiq edil\u0259n h\u00fcquqi t\u0259nziml\u0259m\u0259dir. H\u00fcquq pozuntusu, bir insan\u0131n q\u0259sd\u0259n v\u0259 k\u00f6n\u00fcll\u00fc olaraq ba\u015fqa bir \u015f\u0259xs\u0259 z\u0259r\u0259r verdiyi v\u0259 ya ba\u015fqas\u0131n\u0131n h\u00fcquqlar\u0131n\u0131 pozdu\u011fu bir v\u0259ziyy\u0259tdir. \u0130\u015fg\u0259nc\u0259 n\u0259tic\u0259sind\u0259 d\u0259ymi\u015f fiziki z\u0259r\u0259rin v\u0259 maddi itkil\u0259rin \u00f6d\u0259nilm\u0259sin\u0259 g\u00f6r\u0259 maddi ziyan\u0131n \u00f6d\u0259nilm\u0259si h\u00fcququ t\u0259tbiq edilir. \u0130\u015fg\u0259nc\u0259y\u0259 g\u00f6r\u0259 m\u0259n\u0259vi z\u0259r\u0259rin \u00f6d\u0259nilm\u0259si h\u00fcququ i\u015fg\u0259nc\u0259 t\u00f6r\u0259tdiyi \u0259m\u0259l\u0259 g\u00f6r\u0259 d\u0259ymi\u015f m\u0259n\u0259vi s\u0131x\u0131nt\u0131n\u0131n \u00f6d\u0259nilm\u0259si \u00fc\u00e7\u00fcn t\u0259tbiq edilir. \u0130\u015fg\u0259nc\u0259 n\u0259tic\u0259sind\u0259 d\u0259ymi\u015f maddi v\u0259 m\u0259n\u0259vi z\u0259r\u0259rin \u00f6d\u0259nilm\u0259si h\u00fcququ kompensasiya qanunu \u00e7\u0259r\u00e7iv\u0259sind\u0259 qiym\u0259tl\u0259ndirilir.<\/p>\n

D\u0259st\u0259k \u00e7at\u0131\u015fmazl\u0131\u011f\u0131na g\u00f6r\u0259 kompensasiya<\/h2>\n

D\u0259st\u0259kd\u0259n m\u0259hrumetm\u0259 kompensasiyas\u0131 bir \u015f\u0259xsin ba\u015fqas\u0131n\u0131n \u00f6l\u00fcm\u00fc il\u0259 \u0259laq\u0259dar itirdiyi d\u0259st\u0259yi \u00f6d\u0259m\u0259k \u00fc\u00e7\u00fcn t\u0259tbiq edil\u0259n h\u00fcquqi t\u0259nziml\u0259m\u0259dir. D\u0259st\u0259k itkisin\u0259 g\u00f6r\u0259 kompensasiya kompensasiya qanunu \u00e7\u0259r\u00e7iv\u0259sind\u0259 qiym\u0259tl\u0259ndirilir v\u0259 \u00f6l\u0259n \u015f\u0259xsin ail\u0259 \u00fczvl\u0259rin\u0259 veril\u0259n kompensasiyad\u0131r.<\/p>\n

B\u0259d\u0259n toxunulmazl\u0131\u011f\u0131n\u0131n pozulmas\u0131na g\u00f6r\u0259 kompensasiya t\u0259l\u0259bl\u0259ri<\/h2>\n

B\u0259d\u0259n toxunulmazl\u0131\u011f\u0131n\u0131n pozulmas\u0131 il\u0259 \u0259laq\u0259dar kompensasiya iddialar\u0131 \u015f\u0259xsin b\u0259d\u0259n toxunulmazl\u0131\u011f\u0131n\u0131n pozulmas\u0131 n\u0259tic\u0259sind\u0259 d\u0259ymi\u015f z\u0259r\u0259rin \u00f6d\u0259nilm\u0259si \u00fc\u00e7\u00fcn qald\u0131r\u0131lan iddialard\u0131r. B\u0259d\u0259n b\u00fct\u00f6vl\u00fcy\u00fcn\u00fcn pozulmas\u0131 b\u00fct\u00f6vl\u00fckd\u0259 b\u0259d\u0259nin pisl\u0259\u015fm\u0259si v\u0259 ya z\u0259d\u0259l\u0259nm\u0259si v\u0259ziyy\u0259tidir. B\u0259d\u0259n toxunulmazl\u0131\u011f\u0131n\u0131n pozulmas\u0131 il\u0259 ba\u011fl\u0131 kompensasiya i\u015fl\u0259rin\u0259 kompensasiya qanunu \u00e7\u0259r\u00e7iv\u0259sind\u0259 qiym\u0259tl\u0259ndirilir v\u0259 b\u0259d\u0259n toxunulmazl\u0131\u011f\u0131n\u0131n pozulmas\u0131 n\u0259tic\u0259sind\u0259 d\u0259ymi\u015f maddi v\u0259 m\u0259n\u0259vi z\u0259r\u0259rin \u00f6d\u0259nilm\u0259si \u00fc\u00e7\u00fcn m\u0259hk\u0259m\u0259y\u0259 verilir.<\/p>\n

\u0130\u015f q\u0259zas\u0131, maddi v\u0259 m\u0259n\u0259vi t\u0259zminat s\u0259b\u0259bind\u0259n s\u0259y itkisi<\/h2>\n

\u0130stehsalatda b\u0259db\u0259xt hadis\u0259l\u0259r n\u0259tic\u0259sind\u0259 \u0259m\u0259k itkisi, i\u015f q\u0259zalar\u0131 n\u0259tic\u0259sind\u0259 \u015f\u0259xsin \u00e7\u0259kdiyi itkil\u0259ri kompensasiya etm\u0259k \u00fc\u00e7\u00fcn t\u0259tbiq edil\u0259n h\u00fcquqi t\u0259nziml\u0259m\u0259dir. \u0130stehsalatda b\u0259db\u0259xt hadis\u0259l\u0259r\u0259 insan\u0131n i\u015f yerind\u0259 v\u0259 ya i\u015f yerind\u0259n k\u0259narda i\u015f yeri il\u0259 m\u00fcnasib\u0259ti zaman\u0131 ald\u0131\u011f\u0131 b\u0259db\u0259xt hadis\u0259l\u0259r v\u0259 ya x\u0259sar\u0259tl\u0259r daxildir. \u0130stehsalatda b\u0259db\u0259xt hadis\u0259l\u0259r n\u0259tic\u0259sind\u0259 \u0259m\u0259k itkisi, i\u015f q\u0259zas\u0131 n\u0259tic\u0259sind\u0259 \u015f\u0259xsin d\u0259ymi\u015f maddi v\u0259 m\u0259n\u0259vi z\u0259r\u0259rin \u00f6d\u0259nilm\u0259si \u00fc\u00e7\u00fcn t\u0259tbiq edil\u0259n h\u00fcquqi t\u0259nziml\u0259m\u0259dir.<\/p>\n

X\u00fcsusi Ekspert Hesabat\u0131n\u0131n Haz\u0131rlanmas\u0131, Aktuar Hesab\u0131<\/h2>\n

\u015e\u0259xsi ekspertiza r\u0259yi \u015f\u0259xsin v\u0259 ya qurumun iddiada i\u015ftirak etdiyi t\u0259r\u0259fd\u0259n iddian\u0131n predmetini ara\u015fd\u0131rmaq v\u0259 hesabat verm\u0259k \u00fc\u00e7\u00fcn x\u00fcsusi t\u0259yin edilmi\u015f ekspert t\u0259r\u0259find\u0259n haz\u0131rlanm\u0131\u015f s\u0259n\u0259ddir. X\u00fcsusi ekspertiza r\u0259yi iddia predmeti olan subyektl\u0259rin \u0259trafl\u0131 m\u00fcayin\u0259si v\u0259 qiym\u0259tl\u0259ndirilm\u0259si n\u0259tic\u0259sind\u0259 haz\u0131rlan\u0131r. X\u00fcsusi ekspertizan\u0131n r\u0259yi i\u015fin subyektl\u0259rinin \u0259trafl\u0131 t\u0259dqiqi v\u0259 qiym\u0259tl\u0259ndirilm\u0259si n\u0259tic\u0259sind\u0259 haz\u0131rlan\u0131r v\u0259 i\u015fin subyektl\u0259ri haqq\u0131nda obyektiv m\u0259lumatlar\u0131 ehtiva edir.<\/p>\n

Aktuar hesab\u0131 s\u0131\u011fortal\u0131n\u0131n s\u0131\u011forta \u015firk\u0259tl\u0259rin\u0259 \u00f6d\u0259diyi s\u0131\u011forta haqlar\u0131n\u0131n hesablanmas\u0131 prosesidir. Aktuar hesab\u0131 s\u0131\u011fortal\u0131n\u0131n s\u0131\u011forta \u015firk\u0259tl\u0259rin\u0259 \u00f6d\u0259diyi s\u0131\u011forta haqlar\u0131n\u0131n nec\u0259 v\u0259 hans\u0131 tarifl\u0259rl\u0259 b\u00f6l\u00fc\u015fd\u00fcr\u00fcl\u0259c\u0259yinin hesablanmas\u0131 prosesidir. Aktuar hesab\u0131 s\u0131\u011fortal\u0131n\u0131n s\u0131\u011forta \u015firk\u0259tl\u0259rin\u0259 \u00f6d\u0259diyi s\u0131\u011forta haqlar\u0131n\u0131n d\u00fczg\u00fcn b\u00f6l\u00fc\u015fd\u00fcr\u00fclm\u0259sini v\u0259 \u00f6d\u0259nilm\u0259sini t\u0259min edir.<\/p>\n

S\u0131\u011forta v\u0259 Kompensasiya Qanununun Faydalar\u0131 N\u0259l\u0259rdir?<\/h2>\n

S\u0131\u011forta h\u00fcququ s\u0131\u011forta \u0259m\u0259liyyatlar\u0131 il\u0259 ba\u011fl\u0131 h\u00fcquqi t\u0259nziml\u0259m\u0259l\u0259ri \u0259hat\u0259 ed\u0259n v\u0259 s\u0131\u011fortal\u0131n\u0131n m\u00fc\u0259yy\u0259n \u00f6d\u0259ni\u015f m\u00fcqabilind\u0259 s\u0131\u011forta \u015firk\u0259tl\u0259ri qar\u015f\u0131s\u0131nda m\u00fc\u0259yy\u0259n risk da\u015f\u0131mas\u0131n\u0131 t\u0259min ed\u0259n h\u00fcquq sah\u0259sidir. Bu s\u0259b\u0259bd\u0259n s\u0131\u011fortal\u0131lar\u0131n s\u0131\u011forta \u0259m\u0259liyyatlar\u0131nda t\u0259tbiq olunan qanuni qaydalarla qorunmalar\u0131n\u0131 t\u0259min edir.<\/p>\n

T\u0259zminat h\u00fcququ, dig\u0259r t\u0259r\u0259fd\u0259n, ba\u015fqa bir \u015f\u0259xs t\u0259r\u0259find\u0259n d\u0259ymi\u015f z\u0259r\u0259rin \u00f6d\u0259nilm\u0259si \u00fc\u00e7\u00fcn t\u0259tbiq olunan h\u00fcquq sah\u0259sidir v\u0259 z\u0259r\u0259r\u00e7\u0259kmi\u015f \u015f\u0259xsin z\u0259r\u0259rinin \u00f6d\u0259nilm\u0259si \u00fc\u00e7\u00fcn edil\u0259n h\u00fcquqi t\u0259dbirl\u0259ri \u0259hat\u0259 edir. Kompensasiya h\u00fcququ z\u0259r\u0259r\u00e7\u0259kmi\u015f \u015f\u0259xsin h\u00fcquqlar\u0131n\u0131 qoruyur v\u0259 d\u0259ymi\u015f ziyan\u0131n \u00f6d\u0259nilm\u0259si \u00fc\u00e7\u00fcn t\u0259tbiq edil\u0259n h\u00fcquqi normalar\u0131n h\u0259yata ke\u00e7irilm\u0259sini t\u0259min edir. V\u0259 bel\u0259likl\u0259, g\u00fcnd\u0259lik h\u0259yatda \u0259dal\u0259ti t\u0259min edir.<\/p>\n<\/div><\/div><\/div><\/div>

Di\u011fer Hizmetlerimiz<\/span><\/span><\/h5><\/header>
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Ail\u0259 h\u00fcququ<\/span><\/a><\/div>
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Cinay\u0259t h\u00fcququ<\/span><\/a><\/div>
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Da\u015f\u0131nmaz \u018fmlak Qanunu<\/span><\/a><\/div>
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\u0130nzibati h\u00fcquq<\/span><\/a><\/div>
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Biznes qanunu<\/span><\/a><\/div>
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V\u0259r\u0259s\u0259lik h\u00fcququ<\/span><\/a><\/div>
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S\u0131\u011forta v\u0259 Kompensasiyalar Qanunu<\/span><\/a><\/div>
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ticar\u0259t h\u00fcququ<\/span><\/a><\/div>
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